American Express and Apple Pay

Enable Cardmembers to tap and pay with Apple devices for a quick, touch-free payment experience

Overview

American Express Cardmembers enrolled in Apple Pay can use their Apple device at Merchants who support contactless payments, and within participating merchant apps that accept Apple Pay and American Express Cards.

Cardmembers can pay using their American Express Card with just a touch, making secure payments simple, fast and convenient.

Just like paying with a plastic American Express Card, Card Members who use Apple Pay get all the same trusted security, service and benefits of Card Membership.

American Express is available to advise Issuers and Acquirers on how to enable Apple Pay* for their customers.

* Not available in all markets – for more information, contact your American Express representative.

Benefits

Address Cardmembers ever-changing needs:

  • As consumers shift to a mobile first mentality and smartphone usage increases at a rapidly growing rate, digital wallets enable a more convenient payment method.

Secure, contactless payments benefit everyone:

  • Touch-free, safe and secure forms of payment through device-based tokenization, EMV® chip technology, and Consumer Device Cardholder Verification (CDCV).

 

EMV®  is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere.

Issuers can offer value added services:

  • Helps Issuers capture every day spend for Cardmembers who always carry mobile devices.

  • Integrates with mobile based offers and loyalty programs.

Merchants can provide convenience at the point of sale:

  • Contactless payments increases speed of payment at the Point-of-Sale.

How It Works

 

It’s quick and easy for Cardmembers to enroll and use Apple Pay:

 

1. Open the Wallet app on Apple device.

 

2. Take a photo of Card or manually enter Card details.

 

3. Follow the on-screen instructions.

 

4. When ready to make a purchase, Cardmembers open Apple Pay on their device, tap their device on the Contactless Symbol on the terminal and they’re on their way.

 

Visit apple.com to learn more about setting up Apple Pay on eligible devices. 

 

Next Steps

Get your product or solution AMEX Enabled.

For Developers, please visit Apple to learn more.